Product Overview
Over the last few decades, Progressive has been growing in the commercial truck insurance industry. It isn’t much of a surprise; they have been successful in car insurance for many years. The company provides flexible coverage, as well as flexible payment options, specialized heavy truck services, expert support, and free filings. Progressive provides top truck insurance for many types of trucks, and in most states. This includes tractors, pickup trucks, tow trucks, box trucks, dump trucks, and a wide variety of other vehicles. Even ice cream trucks, catering trucks, and front loaders.
Progressive carries heavy truck claims service and rental reimbursement protection to help protect you from unexpected situations that can occur. Regardless of whether you are an owner operator, a private carrier, or any person or company in between, you can get coverage with Progressive insurance.
Specifications and Benchmarks
The price for this type of insurance can vary by location, and you should know that Progressive places a high focus on reputation and customer service. There are many discounts available from the company, which operates in all 50 states, including providing commercial insurance coverage. The company has been in business since 1936, though has not been providing commercial truck insurance coverage nearly as long. It has strong ratings at the Better Business Bureau, A.M. Best, S&P and more.
Commercial Truck Insurance Coverages
Progressive insurance provides a multitude of different coverages, including motor truck cargo, motor truck general liability, non-trucking liability, rental reimbursement with downtime, trailer interchange, and others too. They provide some ways that you can save money through commercial truck coverage discounts. Also, there are over 30 different types of commercial truck insurance plans available to make sure you are protected in the most customizable way. Finding all of this at a competitive price for commercial coverage can be done at Progressive.
Commercial Truck Insurance Discounts
Of course, finding the best rates on insurance is incredibly important as well. You can find a wide variety of discounts on commercial truck insurance through Progressive. Discounts can include the Business Experience Discount, the Commercial Driver’s License Discount, and the Smart Haul Program.
If you have had your business operating for more than three years, you can be eligible for the Business Experience Discount. Truckers that are for hire can also save on insurance if they have a commercial driver’s license or CDL. Also, the Smart Haul Program uses an electronic logging device to log your driving data, qualifying you for additional discounts for safe driving.
Other commercial truck insurance discounts that are offered to qualified customers include Prior Insurance Savings, Paid in Full Discount, Package Discount, and many others. You can also get a multi-vehicle discount for commercial truck insurance if you bundle your commercial truck insurance with personal vehicle coverage.
Pros and Cons
There are a lot of pros to getting insurance through Progressive. It is available in all states, there are several discounts available, the types of vehicles that are insured are plentiful, and the company offers other types of insurance beyond the basics. You can adjust your insurance deductible as well, creating even more flexibility in your protection policy.
Unfortunately, some states do not offer some of the discounts that are available in other states. The company does not insure double-decker buses, emergency vehicles, military vehicles, vehicles that are not licensed for the road, and monster trucks. There are some other types of commercial vehicles that are also not insured.
You can get a free quote on commercial insurance from Progressive quickly and easily.
Customer Satisfaction Ratings
Progressive is a well-known company that does well with customer satisfaction ratings. This is one of the reasons that it has become one of the largest insurance companies out there.
Financial Stability Ratings
Additionally, Progressive has strong financial ratings and has proven its longevity over decades of providing auto insurance plans, commercial insurance plans, and more.
